I just finished reading “Indiana joins in the debate,” June 20. The article states that health-care costs have more than tripled since 1990. It states that 46 million Americans are without insurance coverage. I think we are confusing the issue. Is our problem adequate health care or being insured? They are not the same thing.

We need to spend the money on health care, not insurance. There are so many insured people already putting off health care because their policy is inadequate. The money spent on coverage should be spent on actual health care.

The insurance companies work on a fear factor, citing that catastrophic care is expensive and we all need to be covered. Many times when the coverage is needed, people are denied care or put off or told the insurance company will pursue repayment from other insurance in the case of an accident.

What if we could use health-care money to pay for real health care? A clinic with prices displayed for services that you would actually pay for. This was how things were done before all the insurance craziness and rules, with doctors being the last to say how you will be treated for your illness.

Julie Summers

Fountaintown